FAQ
Benefits Frequently Asked Questions
1. How do I qualify for district-paid dental coverage? All employees who are covered with
district medical benefits receive the included district-paid dental coverage
for themselves and their family.
2. Can I include my spouse and dependents on the
district-paid dental insurance? Yes, dependents may be included during
Open Enrollment for no additional cost because the current plan is a family
plan.
3.
Do I
have to use my dental benefit each year in order to increase my incentive? Yes.
The Delta dental incentive plan pays 70% of covered services during the
first year of eligibility. The incentive
will increase by 10% each year (to a maximum of 100%) for each enrollee if that
person visits the dentist at least once per year. If an enrollee does not use the plan during
the calendar year, the incentive remains at the level previously attained.
4. Is the optional Vision coverage (VSP) available to my
spouse and/or dependents? No, the optional VSP (Vision Service
Plan) is currently only offered to the employee.
5.
I just got
married. Can I add my spouse to my
benefits? Yes.
Certain qualifying events (i.e. marriage, birth of a child, loss/gain of
a spouse’s employment, divorce, obtaining legal guardianship, etc.) that take
place during the school year allow you to make changes to your benefits, adding
and/or removing dependents from your plan(s).
These changes must be reported to the Benefits Coordinator within 30
days of the event date and will require proof of the event. Note: Carrier and/or plan choices are only
allowed during Open Enrollment.
6. Who qualifies as a “dependent” eligible to be added to
my benefits? Eligible dependents include a lawful
spouse or registered domestic partner, child(ren) under 26 years of age,
stepchildren and legally adopted children.
7. Can I make changes to the amount of my HSA (Health
Savings Account) or FSA (Flexible Spending Account) contributions after
Open Enrollment? For HSA, yes. For FSA, no.
Health Savings Account contributions can be changed at any time by
completing a Salary Reduction form available through the Payroll Department. Flex Spending Account contributions can only
be changed when an employee has a “qualifying event” or during Open Enrollment.