Life Insurance Benefits & Disability Coverage Options
Life InsuranceThe District provides a $70,000 Basic Life & Accidental Death & Dismemberment (AD&D) insurance policy for employees who qualify for benefits. Dependent Basic Life coverage is also provided, but must be elected by an employee. Spouse coverage is $1,000 and Child(ren) coverage, from live birth to 6 months is $250, and from 6 months to age 26, is $1,000. These policies are paid 100% by the district.
There is an additional Voluntary benefit package available for employees at an employee’s expense. Voluntary packages include an Employee Basic Life & AD&D policy, and if elected, a Spouse Basic Life & AD&D policy and Child(ren) Basic Life policy are also available.All elections for Employer-Provided and Voluntary coverage must be made within 30 days of hire date.
Along with our District life insurance plans, additional services offered by The Hartford are detailed in the attached summaries: Estate Guidance Will Services and Beneficiary Assist Counseling Services
Disability CoverageRoseville Joint Union High School District is a NON-participating Employer of the California State Disability Insurance (SDI) Program. This means employees do not have State disability benefits as part of their employment with RJUHSD.The District offers employees access to voluntary benefits designed to help provide financial protection in the event of an injury, illness or accident. All group policies offered are employee-contributed. Listed below are participating vendors of the District and may be contacted directly for more information and/or to receive a quote.
American Fidelity Assurance Co. offers accident, disability, cancer, and critical illness policies.
916-405-8157 Direct Line
The Standard (CTA-sponsored) offers life insurance and short term disability policies.