Open Enrollment Benefit Guide/Information, Forms and Rates
Annual Open Enrollment for medical, dental, and vision insurance coverage and flexible spending accounts is conducted each May with an effective date of July 1. The Open Enrollment period is an opportunity to change medical carriers, plans, and/or change dependent coverage.
Open Enrollment for plans beginning July 1, 2017 is May 1 through May 19, 2017.
FORMS TO COMPLETE:
Health Benefit Rate Sheets 2017-18
Medical Plans 2017-18
Sutter Health Plus:
Western Health Advantage:
PLEASE NOTE: Awaiting 2017-18 Kaiser SBC's. Will be uploaded as soon as available. Plans will be essentially the same as prior year. In the meantime, see 2017-18 Principal Benefits Summary below:
Delta Dental Premier Insurance
The dental coverage plan for the family is paid 100% by the district and is only available with employee's participation in medical coverage.
VSP Vision Care
Voluntary participation of Kaiser HD, Sutter Health Plus and Western Health Advantage subscribers. Employee only coverage.
Health Savings Account (HSA) with High Deductible Plans
Employees who choose a High Deductible Health Plan qualify to open a Health Savings Account (HSA). An HSA account allows pre-tax dollars to be set aside for health-related expenses. The 2017 tax year individual plan maximum limit is $3,400 and the family plan limit is $6,750. Additional catch-up contributions are allowed for subscribers over the age of 55. The District’s pre-tax HSA payroll deduction is administered through Optum Bank.* Please note: Unused HSA funds are non-refundable. HSA funds continue to earn interest and are carried forward to subsequent years for health-related expenses. The funds can be used in retirement years for qualified medical expenses.
* Individual HSA's may be available through an employee's bank, however, the contribution will not be an automatic district payroll deduction. If interested in a non-Optum Bank HSA, please inquire with your banking institution.