Benefits Package and Incentives / Health Benefits and HSA info.

HEALTH BENEFITS AND HSA INFORMATION

Annual OPEN ENROLLMENT for medical, dental, vision insurance coverage and flexible spending accounts is conducted each May with an effective date of July 1. The Open Enrollment period is an opportunity to change medical carriers, plans and/or change dependent coverage.

RJUHSD Benefit Guide, including 2022-23 Annual Notices

Health Benefit Rate Sheets 2022-23:

$1,000/cap/month -- RSEA Group (Teachers)

$888/cap/month -- CSEA Group (Classified Staff)

$800/cap/month -- Administrators and Cabinet

$800/cap/month -- Classified Managers

$900/cap/month -- Confidential Employees

$800/cap/month -- Support Services

Medical Plans 2022-23

Kaiser:

Kaiser High Deductible HMO (HSA eligible) Deductible: $2,000 Ind./$2,800 Ind. Family Mbr./$4,000 Family

Kaiser HMO Plan E $25 CoPay plus Optical and Chiro

Sutter Health Plus:

Sutter High Deductible HMO (HSA eligible) Deductible: $2,500 Ind./$2,800 Ind. Family Mbr./$5,000 Family

Sutter Mid High Deductible HMO (HSA eligible) Deductible: $1,500 Ind./$2,800 Ind. Family Mbr./$3,000 Family

Sutter HMO Sutter HMO

Western Health Advantage:

Western High Deductible HMO (HSA eligible) Deductible: $2,800 Ind./$2,800 Ind. Family Mbr./$5,600 Family

Western Mid High Deductible HMO (HSA eligible) Deductible: $1,800 Ind./$2,800 Ind. Family Mbr./$3,600 Famiy

Western HMO

Full Plan Summaries of Benefits & Coverage (SBC's) for Kaiser, Sutter Health and Western Health plans

Delta Dental Premium Insurance

The dental coverage plan for the family is paid 100% by the district and is only available with the employee's participation in medical coverage. Delta Dental Plan

VSP Vision Care

Voluntary participation of Kaiser HD, Sutter Health Plus and Western Health Advantage subscribers. Employee only coverage. VSP Plan

Health Savings Account (HSA) with High Deductible Plans

Employees who choose a High Deductible Health Plan qualify to open a Health Savings Account (HSA). An HSA account allows pre-tax dollars to be set aside for health-related expenses. The 2022 tax year individual plan maximum limit is $3,650 and the family plan limit is $7,300. Additional catch-up contributions are allowed for subscribers over the age of 55. The District’s pre-tax HSA payroll deduction is administered through Optum Bank.* Please note: Unused HSA funds are non-refundable. HSA funds continue to earn interest and are carried forward to subsequent years for health-related expenses. The funds can be used in retirement years for qualified medical expenses.

Health Savings Account (HSA) General Information

District HSA Salary Reduction Form Monthly HSA contribution amount may be changed at any time throughout the year.

Optum Bank HSA Enrollment Form Optum Bank's monthly fee waived when enrolled in High Deductible Health Plan.

* Individual HSA's may be available through an employee's bank, however, the contribution will not be an automatic district payroll deduction. If interested in a non-Optum Bank HSA, please inquire with your banking institution.

Forms to Complete (only for new hires OR if employee declines/waives coverage):

SIG Enrollment Form plus your chosen Provider's enrollment form:

Kaiser Enrollment Form

Sutter Health Plus Enrollment Form

Western Health Advantage Enrollment Form

OR, if applicable, SIG Waiver of Coverage Form

Benefits Package and Incentives

HEALTH BENEFITS AND HSA INFORMATION

Annual OPEN ENROLLMENT for medical, dental, vision insurance coverage and flexible spending accounts is conducted each May with an effective date of July 1. The Open Enrollment period is an opportunity to change medical carriers, plans and/or change dependent coverage.

Health Benefit Rate Sheets 2022-23:

Medical Plans 2022-23

Health Savings Account (HSA) with High Deductible Plans

Forms to Complete (only for new hires OR if employee declines/waives coverage):