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    Roseville Joint Union High School District

    Ignite - Inspire - Prepare

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    Benefits Package and Incentives

    • Overview
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    • Roseville Joint Union High School District
    • Health Benefits and HSA info.
    • OPEN ENROLLMENT BENEFITS GUIDE/INFORMATION, FORMS AND RATES

      • RJUHSD Benefit Guide and 2020-21 Annual Notices
      • Open Enrollment Webinar  

      Annual Open Enrollment for medical, dental, and vision insurance coverage and flexible spending accounts is conducted each May with an effective date of July 1.  The Open Enrollment period is an opportunity to change medical carriers, plans, and/or change dependent coverage.   

      Open Enrollment for plans beginning July 1, 2020 is April 27 through May 22, 2020.

      Forms to Complete: 

      • Open Enrollment Selection Form ALL employees complete Google doc.
      • SIG Enrollment Form and chosen Provider's enrollment form:
                      Kaiser Enrollment Form 
                      Sutter Health Plus Enrollment Form
                      Western Health Advantage Enrollment Form 
      • SIG Waiver Form (To decline all Health Benefits) 

      Health Benefit Rate Sheets 2020-21:

      • $920/cap/month -- RSEA Group (Teachers)
      • $858/cap/month -- CSEA Group (Classified Staff)
      • $719/cap/month -- Administrators and Cabinet
      • $769/cap/month -- Classified Managers
      • $794/cap/month -- Confidential Employees
      • $744/cap/month-- Support Services 

       Health Benefit Rate Sheets 2019-20 (for reference only) 

      • $900/cap/month -- RSEA Group (Teachers)
      • $833/cap/month -- CSEA Group (Classified Staff)
      • $619/cap/month -- Administrators and Cabinet
      • $669/cap/month -- Classified Managers
      • $769/cap/month -- Confidential Employees
      • $719/cap/month-- Support Services

      Medical Plans 2020-21

      Kaiser:

      • Kaiser High Deductible HMO (HSA eligible) Deductible: $2,000 Ind./$2,800 Ind. Family Mbr./$4,000 Family
      • Kaiser HMO  Plan E $20 Co-Pay plus Optical and Chiro
      Sutter Health Plus:
      • Sutter High Deductible HMO (HSA eligible) Deductible: $2,500 Ind./$2,800 Ind. Family Mbr./$5,000 Family
      • Sutter Mid High Deductible HMO (HSA eligible) Deductible: $1,500 Ind./$2,800 Ind. Family Mbr./$3,000 Family
      • Sutter HMO

      Western Health Advantage:

      • Western High Deductible HMO (HSA eligible) Deductible: $2,800 Ind./$2,800 Ind. Family Mbr./$5,600 Family
      • Western Mid High Deductible HMO (HSA eligible) Deductible: $1,800 Ind./$2,800 Ind. Family Mbr./$3,600 Famiy
      • Western HMO

      Full Plan Summaries of Benefits & Coverage (SBC) are available on the SIG website:  http://schoolsinsurancegroup.com/summaries-of-benefits

       

      Delta Dental Premier Insurance 

      The dental coverage plan for the family is paid 100% by the district and is only available with employee's participation in medical coverage.  Delta Dental Plan
       

      VSP Vision Care 

      Voluntary participation of Kaiser HD, Sutter Health Plus and Western Health Advantage subscribers. Employee only coverage.  VSP Plan
       

      Health Savings Account (HSA) with High Deductible Plans

      Employees who choose a High Deductible Health Plan qualify to open a Health Savings Account (HSA).  An HSA account allows pre-tax dollars to be set aside for health-related expenses.  The 2020 tax year individual plan maximum limit is $3,550 and the family plan limit is $7,100.  Additional catch-up contributions are allowed for subscribers over the age of 55. The District’s pre-tax HSA payroll deduction is administered through Optum Bank.*  Please note: Unused HSA funds are non-refundable. HSA funds continue to earn interest and are carried forward to subsequent years for health-related expenses. The funds can be used in retirement years for qualified medical expenses.
       
      Health Savings Account (HSA) General Information
      District HSA Salary Reduction Form Monthly HSA contribution amount may be changed at any time throughout the year.
      Optum Bank HSA Enrollment Form Optum Bank's monthly fee waived when enrolled in High Deductible Health Plan.
       
      * Individual HSA's may be available through an employee's bank, however, the contribution will not be an automatic district payroll deduction.  If interested in a non-Optum Bank HSA, please inquire with your banking institution.
       
       
       

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